JA Financial Literacy (Form 2)

This Financial Literacy program serves as the entry point for JA Swaziland to schools, targeting either Form 2 or Form 3 learners. JA Financial Literacy program has been developed from being a series of 6 activities that help learners explore personal financial education and career options based on their skills, interests, and values into introducing valuable finance lessons such as Tax education, how to formulate and run cooperatives, and also delve more on the concept of saving and investments. This program has been extended from the 6 hours and is implemented throughout the duration of the form 2 learning period of a child. Eventually, this program will be executed throughout the high school life of a student in order to extensively delve into the practical aspect of this program. Currently the program is rolled out in a total of 40 schools. Through the cooperatives program, young people have saved over E166 000.00. This is an amount safely kept at Lubane savings and Credit Cooperatives where it accrues 5.5% interest. This program impacts over 2549 in school leaners who are grasping the concept of saving.

JA Company Program (Form 4 Learners)

The JA Company Program is 15 week hands on entrepreneurship program that provide learners the opportunity to run a real mini company while still in school. Offered to Form 4 learners, the program gives learner participants practical experience on running a business. Skills developed during this program include the ability to conduct a feasibility study, assemble products, estimate production costs and profit margins, negotiation skills, problem solving and team work. The program beneficiaries are also required to undertake a Corporate Social Responsibility (CSR) project as part of their business activities. Finally JA hosts an annual mini business plan competition national expo during which the learners compete for the best business concept and subsequently win awards in various categories

JA Job Shadow Program (Form 5s)

JA Job Shadow program completes the JA experience. This is a work readiness education program that prepares learners for the world of work with skills such as resume writing, and interview skills. Learners are then placed on a 5 days’ work place based career exploration program hosted in actual business environment. Host opportunities are provided by the local business community and this program is offered to Form 5 learners.


"Being part of the JACO program has helped me develop a deeper understanding of the entrepreneurship world, in terms of business concepts."

- Neliswa Bhembe, CEO -

"I am very grateful to have been selected to partake in the Job Shadow Program. It has been really instrumental in reviving my dream to become an entreprenuere."

- Mphilwenhle Tsabedze From Manzini Nazarene High School -

"The JACO program gave me an experience of what entrepreneurship is about. It also helped me adapt to multi-tasking as I had to balance between school and running a business at the same time."

- Casey Tembe- Human Resources Manager -

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